The impact of demographic factors on accessing finance in Libya's SMEs

Zarook, Tarek and Rahman, Mohammad Mafizur and Khanam, Rasheda (2013) The impact of demographic factors on accessing finance in Libya's SMEs. International Journal of Business and Management, 8 (14). pp. 55-65. ISSN 1833-3850


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The aim of this study is to investigate the impact of the demographic factors on accessing finance of Libya's
SMEs. The results reported here are based on 557 survey questionnaires about the SMEs in different sectors in
Libya. Our results confirm that demographic factors consisted of age, size, and sector have positive and
significant impact on the accessing finance of Libya's SMEs.

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Item Type: Article (Commonwealth Reporting Category C)
Refereed: Yes
Item Status: Live Archive
Additional Information: Copyright for this article is retained by the author(s), with first publication rights granted to the journal. This is an open-access article distributed under the terms and conditions of the Creative Commons Attribution license (
Faculty / Department / School: Historic - Faculty of Business and Law - School of Accounting, Economics and Finance
Date Deposited: 08 Jul 2013 01:26
Last Modified: 10 Feb 2015 01:33
Uncontrolled Keywords: demographic factors; small and medium-size enterprises; access to finance
Fields of Research : 15 Commerce, Management, Tourism and Services > 1502 Banking, Finance and Investment > 150201 Finance
14 Economics > 1402 Applied Economics > 140299 Applied Economics not elsewhere classified
14 Economics > 1402 Applied Economics > 140207 Financial Economics
Socio-Economic Objective: B Economic Development > 91 Economic Framework > 9199 Other Economic Framework > 919999 Economic Framework not elsewhere classified
Identification Number or DOI: 10.5539/ijbm.v8n14p55

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