Access to the payments system for non-bank players

Ralston, Deborah (1998) Access to the payments system for non-bank players. In: 8th Melbourne Money and Finance Conference, 1998, Melbourne, Australia.


This paper is in six sections. The first outlines risks inherent in access to the payments system, while the second section discusses the four clearing streams within the payments system and the current state of access. The third section focuses on payments system reforms which have taken place to date, including access of non-bank DTIs and the adoption of real time gross settlement (RTGS). The fourth section outlines a system developed by smaller financial institutions to implement RTGS and overcome the high entry costs of participation, while the fifth section discusses further proposed reforms of the payments system, including access for non-DTIs. The final section concludes.

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Item Type: Conference or Workshop Item (Commonwealth Reporting Category E) (Paper)
Refereed: Yes
Item Status: Live Archive
Faculty/School / Institute/Centre: Historic - Faculty of Business - Department of Finance and Banking
Date Deposited: 30 Nov 2007 11:47
Last Modified: 05 Mar 2018 06:37
Uncontrolled Keywords: banks; financial institutions; payments system; tecnologiccal innovation
Fields of Research : 15 Commerce, Management, Tourism and Services > 1502 Banking, Finance and Investment > 150203 Financial Institutions (incl. Banking)
15 Commerce, Management, Tourism and Services > 1503 Business and Management > 150307 Innovation and Technology Management
14 Economics > 1402 Applied Economics > 140299 Applied Economics not elsewhere classified
Socio-Economic Objective: E Expanding Knowledge > 97 Expanding Knowledge > 970115 Expanding Knowledge in Commerce, Management, Tourism and Services

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